Welcome to Piece of Heart Financial Counseling & Life Coaching!

Author, Guest Speaker, and passionate advocate for military families around the world, Kristy Tubbs utilizes her certifications and expertise as an Accredited Financial Counselor, Biblical Counselor, Professional Life Coach, Certified Financial Coach, and former Teacher of the Year to bring joy, energy, and wisdom to every event.
Kristy travels the world speaking to groups and organizations, inspiring with such topics as:
“My Love Purse is EMPTY and so is My Wallet!”
“It’s Time to Put your Big Girl Panties on and Deal with it”
“You said, ‘WHAT?!’—understanding the different communication styles of men and women”
“Food budgeting for families”
“7 Steps to a More Productive YOU!”
“Beautiful YOU!”
“Women Helping In Politics”
“5 C’s to Financial SuCCess”
“Who are you at your CORE?”
“Choose Happy”
“Going Tribal--Becoming Warriors for your Squadron, Family, and Team”
“You Married Me For Better or Broke”
“The Power of the Military Wife”
and many more delightfully witty topics.
As the Creator of “My Love Purse Is Empty and So Is My Wallet”, Kristy provides couples the ability to face the reasons why arguments begin over money while teaching communication skills to restore the love bonds and promote the oneness in marriage leading to financial success for the future.
Kristy’s humor and truth-seeking honesty make her a favorite speaker at conventions and conferences for business groups, women’s groups and military personnel and their families. Her devotion to our military Veterans has earned her the honor of Professional Businesswoman of the Year.
Teaching people how to BUDGET during times of difficulty and times of plenty in order to stay financially sound is the driving force behind the Piece of Heart Financial Counseling and Life Coaching Team. Kristy’s focus in this area continues to be military families who have been burdened with war, separation, financial uncertainty and deployments.
Kristy is a member of the American Association of Christian Counselors, the Association of Financial Counseling, Planning and Education, Soroptomist International, and Concerned Women. She is an Accredited Financial Counselor, a Biblical counselor, a Financial Coach, the Founder of Piece of Heart Financial Counseling, a Professional Life Coach, the mother of 3 amazing children, and the proud wife of Rick Tubbs, Col, USAFR (ret). She resides in Fredericksburg, Virginia with her family and her rescue puppy.
If you would like to be inspired, laugh a little, cry a little and leave knowing YOU can and WILL make a difference in your world TODAY, contact Kristy Tubbs to book this inspirational speaker for your next event!